Auto Loan Pre-Qualification - Westlake Financial
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At WestlakeFinancial.com, you can get pre-qualified for your next auto loan before having to walk inside a dealership. When you pre-qualify, you can avoid spending unnecessary time at the dealership and complete your car buying process from the comfort of your home!

Within just a few minutes, you will be able to browse vehicles for which you are approved and personalize your financing terms and payment options without impacting your credit score.

How Does It Work?

STEP ONE

Enter your Information to Get Pre-Qualified

Input your name, date of birth, contact information, address, and employment status. Once you are pre-qualified, you will have access to view your car financing options with no impact to your credit score.

STEP TWO

Search for your Dream Car

Find vehicles that fit your budget and price range. Search by desired monthly payment, vehicle price, body type, and more.

STEP THREE

Get Financing Terms and Drive Off the Dealer Lot

Print your offer summary, take it to a participating dealership, and complete the final paperwork to drive your new car home!

Did you know that car buyers spend at least 3.6 hours completing a deal at a dealership?

This can be attributed to the buyer’s uncertainty when picking out a vehicle and inability to negotiate a fair price. However, the hours spent viewing the wide selection of inventory, interacting with salespeople, and compiling paperwork during the car-buying process could potentially be cut in half when you plan ahead.

When you pre-qualify for auto financing with Westlake, you could save yourself time and money at the dealership.

A pre-qualification can give you a better idea of how much you can afford to borrow and how much your monthly payments will be, before having to step inside a dealership and with no impact to your credit score. Having these numbers in mind could make it easier to shop for cars and could increase your negotiating power when you’re ready to make the purchase.

Disclosure: 1 Westlake Financial’s auto loans range from a minimum of 48 months to a maximum of 72 months. Annual Percentage Rate (APR) can range from 2.99% to 29.99%. Maximum Loan-to-Value (LTV) is 110%. Minimum down payment is 10% and minimum monthly payment is $250. Amount financed ranges from $5,000 – $30,000. Maximum vehicle mileage is 120,000. Maximum vehicle years is 10. If approved, your terms may vary based upon your specific situation.

2 The terms presented here are estimates. When you pre-qualify through Westlake, you’ll see real, personalized terms based on the information you provide without impacting your credit score.