Commercial Vehicle Program

We all played with Big Rigs and Dump Trucks as kids, now we're financing them!

That's right! Westlake Financial finances Commercial Vehicles nationwide.

Program Highlights

  • Eligible vehicles range from Box Trucks to Big Rigs
  • Max Amount Financed from $25,000 to $65,000 depending on vehicle type
  • Max Terms from 36 to 72 months depending on mileage
  • Minimal Stip Requirements


  • Commercial Vehicle deals are not commercial loans.
    • Individual consumers are eligible to finance commercial units, business entities are not.
  • Buy Program must include “Approved Commercial Vehicle” statement
  • Commercial Vehicles cannot be operated outside of the United States

In Need of a GPS Device?

Globaltrack offers GPS devices at great prices! Give Globaltrack a call, today!

(877) 508-8444

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Westlake-Approved Service Contracts and GAP

Increase your bottom line by adding backend products to incoming deals. Depending on the vehicle’s class weight and term, here’s how much you may be able to get financed:

Warranty Financing Limits

GAP Financing Limits

Vehicle Service Contract Providers

Premier Dealer Services (PDS)  – All commercial vehicles

Truck Master Warranty – All commercial vehicles

Roadway (Heavy, Medium/Light, Tire) – All commercial vehicles

Ally Premier Protection – Light Duty only (Vehicle Gross Weight <= 14k lbs)

3Sixty Automotive – Allowed in OK only

Wesco – All commercial vehicles (under 1 ton)

EasyCare – All commercial vehicles if checked

GWC Medium Duty Truck – Light/Medium Duty 6,001 – 19,500 lbs GVWR

GWC Warranty VSC GOLD – All commercial vehicles if checked

Dealer Loyalty Protection – All commercial vehicles (if over 1 ton, option needs to be checked – excluded vehicles are step vans, high cube vans, box body vehicles)

NTP Warranty – up to Medium Duty (Commercial Class 6 – up to 26,000 LBS GVWR)

DS – Valuemax Complete – All commercial vehicles – excluded: rental, taxi, limo or shuttle, towing/wrecker; dump bed, cherry picker, lifting or hoisting equipment; police emergency

VCW Domestic Warranty Company- Limited Motor Vehicle Service Agreement – All commercial vehicles – excluded: taxis, limo, livery vehicles.

PWI – Preferred Warranties Inc. – All Commercial vehicles (under 1 ton) if Commerical/1 ton box checked

CARS Onyx PLUS – Must have Onyx Plus option

ASC Warranty – All commercial vehicles (under 1 ton)

Horizon Portfolio Protection – All commercial vehicles

GAP Provider

Premier Dealer Services (PDS)

  • Amount Financed and Vehicle Weight eligibility will be controlled by the BuyProgram.
    • Light to Medium Duty Truck (UP TO 16,000 LBS. GVWR)
      • Amt Fin <= Min ($200K, 150% of MSRP for new vehicles or 150% of Retail for used vehicles)
    • Medium to Heavy Duty Truck (16,001-37,000 LBS GVWR)
      • Amt Fin <= Min ($200K, 115% of MSRP for new vehicles or 115% of Retail for used vehicles)

Veritas Global Protection – If Surcharge for Commercial Usage – up to 15,000 GVWR. Amt Fin <= $100k

Comprehensive Auto Resources Company – Not available in NY or TX Can’t exceed GVWR of 12,500 lbs

  • Max Amount Financed to Value Ratio: 150% MSRP/NADA
  • Max Term: 84 months
  • Max Limit of Coverage: $50,000
  • Max Amountt Financed Limit: $100,000

JM&A Group – Can’t exceed GVWR of 14,000 lbs


How to Submit

Commercial Vehicle loans must indicate that the vehicle is a commercial vehicle under the Vehicle Brand drop down.  The vehicle brand drop-down menu is available in DealerCenter and on Westlake’s Rehash page.

Dealers who submit applications using DealerTrack, RouteOne, or CUDL must rehash their approval to add the “Commercial Vehicle” tag.  This can be done by editing the vehicle under the vehicle tab.  Use the “Title Brand” drop-down and select “Commercial Vehicle” then click save.

When successful, All commercial vehicle deals will show a hint to indicate that the deal qualifies: “Approved Commercial Vehicle”. If this message is missing from the hint, the vehicle does not qualify for the commercial vehicle program.