- Eligible vehicles range from Box Trucks to Big Rigs
- Max Amount Financed from $25,000 to $65,000 depending on vehicle type
- Max Terms from 36 to 72 months depending on mileage
- Minimal Stip Requirements
Increase your bottom line by adding backend products to incoming deals. Depending on the vehicle’s class weight and term, here’s how much you may be able to get financed:
Vehicle Service Contract Providers
Premier Dealer Services (PDS) – All commercial vehicles
Truck Master Warranty – All commercial vehicles
Roadway (Heavy, Medium/Light, Tire) – All commercial vehicles
Ally Premier Protection – Light Duty only (Vehicle Gross Weight <= 14k lbs)
3Sixty Automotive – Allowed in OK only
Wesco – All commercial vehicles (under 1 ton)
EasyCare – All commercial vehicles if checked
GWC Medium Duty Truck – Light/Medium Duty 6,001 – 19,500 lbs GVWR
GWC Warranty VSC GOLD – All commercial vehicles if checked
Dealer Loyalty Protection – All commercial vehicles (if over 1 ton, option needs to be checked – excluded vehicles are step vans, high cube vans, box body vehicles)
NTP Warranty – up to Medium Duty (Commercial Class 6 – up to 26,000 LBS GVWR)
DS – Valuemax Complete – All commercial vehicles – excluded: rental, taxi, limo or shuttle, towing/wrecker; dump bed, cherry picker, lifting or hoisting equipment; police emergency
VCW Domestic Warranty Company- Limited Motor Vehicle Service Agreement – All commercial vehicles – excluded: taxis, limo, livery vehicles.
PWI – Preferred Warranties Inc. – All Commercial vehicles (under 1 ton) if Commerical/1 ton box checked
CARS Onyx PLUS – Must have Onyx Plus option
ASC Warranty – All commercial vehicles (under 1 ton)
Horizon Portfolio Protection – All commercial vehicles
Premier Dealer Services (PDS)
Veritas Global Protection – If Surcharge for Commercial Usage – up to 15,000 GVWR. Amt Fin <= $100k
Comprehensive Auto Resources Company – Not available in NY or TX Can’t exceed GVWR of 12,500 lbs
JM&A Group – Can’t exceed GVWR of 14,000 lbs
Commercial Vehicle loans must indicate that the vehicle is a commercial vehicle under the Vehicle Brand drop down. The vehicle brand drop-down menu is available in DealerCenter and on Westlake’s Rehash page.
Dealers who submit applications using DealerTrack, RouteOne, or CUDL must rehash their approval to add the “Commercial Vehicle” tag. This can be done by editing the vehicle under the vehicle tab. Use the “Title Brand” drop-down and select “Commercial Vehicle” then click save.
When successful, All commercial vehicle deals will show a hint to indicate that the deal qualifies: “Approved Commercial Vehicle”. If this message is missing from the hint, the vehicle does not qualify for the commercial vehicle program.