Westlake offers financing solutions for a full spectrum of dealers, customers, and vehicle types.
Between our various products, services, and programs we are your full spectrum solution!

Our finance solutions benefit both customers and dealers alike. We can finance most credit scores, plus we offer low rates, low down payments, and up to 72 month terms. Dealers can also receive up to 2% dealer participation* and dealer fees as low as $0! This allows us to serve an increased customer base and a larger dealer network, while dealers increase their bottom line.

  • No minimum credit score
  • Accepts hard to prove incomes
  • Allows open and past bankruptcies
  • Competitive rates
  • Down payments as low as $0
  • Up to 2% dealer participation*
  • Competitive rates
  • Westlake’s fastest growing segment
  • Up to 72 month terms
  • Competitive rates
  • Down payments as low as $0
  • Up to 2% dealer participation*

Learn more about our programs

We can finance a variety of vehicles to meet individual needs and preferences. With low rates and flexible terms, we make it easier to obtain any kind of vehicle! This enables dealers to offer the best deals on any kind of vehicle to customers.

  • Terms up to 144 months
  • Maximum LTV of 120%
  • Competitive rates and structures
  • From Box Trucks to Big Rigs
  • Up to 72 month terms
  • Maximum LTV of 120%
  • 1980 or older vehicles
  • Minimum 575 credit score
  • Competitive rates and structures
  • Max LTV 105%
  • As low as 10% down
  • Competitive rates
  • New and used vehicles
  • Same day funding
  • Competitive rates
  • Up to 2% rate participation*
  • Down payments as low as $0

Full Spectrum of Products and Services

We provide a variety of products and services to ensure that dealers are successful in the different aspects of their business. Our products and services include support, technology, and financial flexibility so dealers can serve a range of customers.

Full Spectrum Indirect Loans


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Flooring Lines of Credit


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Sub-Prime Lending


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Commercial Real Estate and Lines of Credit

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Third-Party Servicing


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Credit Leasing Union


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Vehicle Tracking Software & Hardware

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Payment Technology Solutions

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*Rate Participation is excluded in NY, and excludes vehicles with over 150,000 miles or TMU.

DISCLAIMER The Federal Equal Credit Opportunity Act, along with state and local laws, prohibits creditors from discriminating against protected classes of credit applicants.

BMW Homepage Car
BMW Homepage Car

Benefits of Westlake

  • 24/7/365 Instant Approvals
  • Financing options for all FICO tiers from 0-Prime
  • No minimum income, job time or residence time required
  • Previous bankruptcies and non-Westlake repossessions OK
  • We accept difficult-to-prove incomes!

Get more information on Westlake

Questions? Contact Westlake Financial at
888.893.7937