Commercial Vehicle & Trailer Program

We all played with Big Rigs and Dump Trucks as kids, now we’re financing them!

That’s right! Westlake Financial finances Commercial Vehicles & Trailers.

Commercial Vehicle Highlights

  • Eligible vehicles range from Box Trucks to Big Rigs
  • Max Amount Financed from $25,000 to $65,000 depending on vehicle type
  • Max Terms from 36 to 72 months depending on mileage
  • Minimal Stip Requirements

Commercial Trailer Highlights

  • Markets: CA and TX
  • Eligible trailers include reefer trailers, dry trailers, flat bed, vacuum tankers, and more!
  • Max Amount Financed: up to $80,000
    • based on the Trailer Age, Income, and Credit Score
  • Max Terms from 48 to 72 months, depending on trailer age
  • Max Trailer Age:
    • Dry: 10 years
    • Reefer: 7 years
  • Min Credit Score: 575


  • Commercial Vehicle & Trailer deals are not commercial loans. Individual consumers are eligible to finance commercial units, business entities are not.
  • Buy Program must include “Approved Commercial Vehicle” or “Approved Commercial Trailer” statement
  • Commercial Vehicles & Trailers cannot be operated outside of the United States

GlobalTrack offers GPS devices at great prices!

GlobalTrack GPS device is required on the following:

–  ALL commercial trailers

–  Medium & Heavy duty commercial vehicles if LTV > 100%

Give Globaltrack a call to order today: (877) 508-8444

Westlake-Approved Service Contracts and GAP

Increase your bottom line by adding backend products to incoming deals! For Commercial Vehicles, here’s how much you may be able to get financed:

Service Contract Financing Limits for Commercial Vehicles

GAP Financing Limits for Commercial Vehicles

Commercial vehicle backend products depend on the vehicle’s class weight and term. For loans secured by commercial trailers, you may be able to add GAP warranties or service contracts on a case-by-case basis. Contact your dealer account manager for more info.

View Our Aftermarket Product Acceptance List

Commercial Vehicle Class Breakdown

View Stip Appendix here

How to Submit

Commercial Vehicle & Trailer loans must indicate that the vehicle or trailer is a commercial vehicle under the Vehicle Brand drop down.  The vehicle brand drop-down menu is available in DealerCenter and on Westlake’s Rehash page.

Dealers who submit applications using DealerTrack, RouteOne, or CUDL must rehash their approval to add the “Commercial Vehicle” tag.  This can be done by editing the vehicle under the vehicle tab.  Use the “Title Brand” drop-down and select “Commercial Vehicle” then click save.

Commercial Trailers do not require mileage: input 1 or 0. Only reefer trailers require Hours of Use.

When successful, all commercial vehicle & trailer deals will show a hint to indicate that the deal qualifies: “Approved Commercial Vehicle” or “Approved Commercial Trailer”. If this message is missing from the hint, the vehicle or trailer does not qualify for the commercial vehicle & trailer program.

View Stip Appendix here